Managing credit function with a team of 20, conducting appraisal, review & analysis of credit proposals besides decision on approval or rejection. Adhering to the defined credit policy, the manual and the circulars on amendments thereon, besides risk levels & turnaround time in the above Monitoring & controlling portfolios of corporates & commercial SMEs in terms of credit quality, composition, r |
Contact Sanjiv Drona
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Area of Expertise: |
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Private Sector, Corporate Social Responsibility
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Professional Experience: |
A leading senior credit review manager with 30+ yrs experience of working with Indian & overseas banks, deeply involved in reviewing, appraisal & approval of proposals for advances for a wide variety of applications from small to medium & large corporates. Skilled in figuring out the working capital eligibility of a client by analyzing & focusing primarily on financial reports, ratios & their interpretations from the banker’s view point. Work quality achieved by strictly adhering to the bank’s credit policy, the manual & the amendment circulars. Also enhanced productivity & reduced costs.
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Education: |
EDUCATION 2007 Master in Business Administration (Finance)
1976 Master in Arts (Political Science)
1974 Bachelor of Science
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Affiliations and Achievements: |
Islamic banking-accounting & audit procedures / EIBFS, Sharjah-UAE Anti money laundering-EIBFS, Sharjah Credit Policy Workshop-CBI Training Centre , UAE IFRS-7 (KPMG -Dubai -in 2008) Seminar on anti money laundering laws and their implementation Interest rates & money markets / EIBFS, Sharjah-2003 Fundamentals of investment & portfolio management-EIBFS, Abu Dhabi Interest rate risk and asset/liability management / EIBFS, Sharjah Money markets–future, options & swaps / EIBFS, Sharjah International financial markets/ opportunities & risk management by Dr. V S Park of George Washigton University ,Washington DC- USA 1987 Foreign exchange course / STC, PNB / New Delhi Advanced credit appraisal for managers / STC, PNB / New Delhi / 1986 Banking operations course-PNB,N. Delhi Project appraisal & follow-up course / Bankers Training College, RBI / Mumbai Credit appraisal course / STC, PNB Statistics for BankersBTC,RBI,Mumbai1981 And several others.
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Years of Experience:
More than 20 years |
Highest Qualification:
Masters |
Languages:
English, hindi,urdu |
Nationality:
Indian
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