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Sanjiv Drona
Senior Credit Review and Risk Manager , Banking
South Delhi, Delhi
Managing credit function with a team of 20, conducting appraisal, review & analysis of credit proposals besides decision on approval or rejection.
Adhering to the defined credit policy, the manual and the circulars on amendments thereon, besides risk levels & turnaround time in the above
Monitoring & controlling portfolios of corporates & commercial SMEs in terms of credit quality, composition, r
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Area of Expertise:
  • Private Sector, Corporate Social Responsibility
Professional Experience:
A leading senior credit review manager with 30+ yrs experience of working with Indian & overseas banks, deeply involved in reviewing, appraisal & approval of proposals for advances for a wide variety of applications from small to medium & large corporates. Skilled in figuring out the working capital eligibility of a client by analyzing & focusing primarily on financial reports, ratios & their interpretations from the banker’s view point. Work quality achieved by strictly adhering to the bank’s credit policy, the manual & the amendment circulars. Also enhanced productivity & reduced costs.
Education:
EDUCATION
2007 Master in Business Administration (Finance)

1976 Master in Arts (Political Science)

1974 Bachelor of Science
Affiliations and Achievements:
Islamic banking-accounting & audit procedures / EIBFS, Sharjah-UAE
Anti money laundering-EIBFS, Sharjah
Credit Policy Workshop-CBI Training Centre , UAE
IFRS-7 (KPMG -Dubai -in 2008)
Seminar on anti money laundering laws and their implementation
Interest rates & money markets / EIBFS, Sharjah-2003
Fundamentals of investment & portfolio management-EIBFS, Abu Dhabi
Interest rate risk and asset/liability management / EIBFS, Sharjah
Money markets–future, options & swaps / EIBFS, Sharjah
International financial markets/ opportunities & risk management by Dr. V S Park of George Washigton University ,Washington DC- USA 1987
Foreign exchange course / STC, PNB / New Delhi
Advanced credit appraisal for managers / STC, PNB / New Delhi / 1986
Banking operations course-PNB,N. Delhi
Project appraisal & follow-up course / Bankers Training College, RBI / Mumbai
Credit appraisal course / STC, PNB
Statistics for BankersBTC,RBI,Mumbai1981
And several others.


Available for:
  • Consulting assignments

    Years of Experience:
    More than 20 years
    Highest Qualification:
    Masters
    Languages:
    English, hindi,urdu
    Nationality:
    Indian
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