Professional Experience:
July 2012 – February 2013 | Vice President, Debt Syndication
Value Vision Consultants Pvt. Ltd | Mumbai
• Key responsibilities include execution of mid to large size debt syndication mandates
Dec 2010 – Jun 2012 | Chief Manager, Infrastructure Finance Group
Bajaj Finance Limited | Mumbai
• Independently responsible for origination and closure of credit proposals – project term loans, corporate loans and structured finance
• Undertaking project due diligence, market and industry research, counterparty risk assessment, financial projections, sensitivity analysis, deal structuring and negotiation of terms and conditions with clients
• Getting clearance from various groups like Risk, Legal and Treasury after resolving all the queries raised by this groups
• Presenting before sanctioning committee and obtaining approval for the credit proposal
• Established relationships with a large number of corporate groups in South India
• Achieved a cumulative term loan sanction of INR 6,000 million to various corporate groups in West and South India.
Sep 2008 – Nov 2010 | Chief Manager, Infrastructure Project Finance
Srei Infrastructure Finance Limited| Mumbai
• Responsible for origination and execution of credit proposals from mid and large corporate groups in West and South India
• Key Responsibilities – appraisal of credit proposals, financial analysis, industry research, negotiation of terms and conditions with clients, preparation of Credit Appraisal Memos and presentation to the Sanctioning Committee
• Ensuring proper loan documentation, post sanction compliance and timely collections
• Managed a corporate and project loan portfolio of INR 8,000 million
Aug 2006 – Jun 2008 | Manager (Band II), RMAG
ICICI Bank | Mumbai
• Worked in various groups like Infrastructure Sector Group, Development Strategy Group and Technology Finance Group
• Responsible for origination and execution of credit proposals from corporate groups operating in the rural infrastructure segment - renewable energy, biofuels, power distribution, warehousing, logistics, drinking water supply etc
• Key Responsibilities – Preparing Sector Research Report & Credit Appraisal Memos, undertaking project due diligence, ensuring pre and post disbursement compliance
Apr 2005 – Jul 2006 | State Manager, Financial Services
ITC IBD | Nagpur
• Responsible for delivery of financial services (credit and insurance) to rural customers through the e- choupal network in Maharashtra
• Responsible for achieving number and revenue targets in life insurance, general insurance, KCC, weather insurance, two wheeler and tractor loans
• Responsible for all front and back end operations, manpower training, regulatory compliance and TAT related issues
• Lead a team of 25 Financial Services Officers (FSOs)
May 2002–Apr 2005|Area Executive, Rural Livelihoods
BASIX | Ranchi
• Worked on a number of action research projects and consulting assignments related to rural livelihoo